CIBIL aka Credit score is a big thing right now, especially right here in India, because based on that you get preference in loans. Like, how much loan you can get, and what the interest rate will be, to some extent depends upon what credit score you have. And it is true that not a lot of people pay attention to it until it is too late like they keep on damaging their credit score and later down the line, they realize that their credit score is not high enough for loan companies to prefer them as borrowers. That’s why there are some credit repair companies that offer their services to fix things up a bit. And today, yes, we’re about to get down on the list of the top 10 trusted credit repair companies in India as of 2025. Here we go then.

1. Credit Help India

Alright, whenever you search for the best credit repair company in India, on top of the search results, you’ll always find Credit Help India’s name, and sure enough, this one has been helping thousands of people improve their credit scores since 2015 right here in the country. Why this one, like why so many people choose this particular company? What’s the reason? Oh, to start, Credit Help India lets you check your credit score without any cost. No cost? Oh yes!

2. Kenstone Capital

Coming up next, without a single doubt, Kenstone Capital is among the top-notch credit repair services in India. Like, right here in India, they create personalized credit repair plans, you know, so instead of generic fixes, they actually look at your exact credit problems and take it from there, like actually start work on your unique problem. Sure, there may not be so many people talking about the services of this company, but it’s just top-notch, just remember that for now.

3. Mystic Finance

Mystic Finance? Well, this one is another special one, you see, all they do is constantly improve the credit score of their customers and even go on to educate them so they don’t end up in a bad credit situation later on in life. As for this company, well, they operate out of major cities like Bhubaneswar, Hyderabad, and Mumbai but serve clients throughout India, so that’s super convenient right there. All in all, we’d say, check this one out, and sure, they have good reviews online too.

4. Naskar Financial Services

How about a company that has been at it for more than a decade now and still is good at whatever they do? Oh, that’s actually the Naskar Financial Services company we’re talking about, you know, the Kolkata-based one? They have some close connections with big banks too, so that way, you can trust them even more. Like, you know, their expert team understands why bad credit scores happen, and they get to fix it right away as you sign up with them.

5. Omozing

To be honest, next up, the Omozing company kinda takes a unique approach by focusing on long-term credit health rather than just fixing or tidying up things now and making it look good to YOU only. Just know that with their services, they will help you dispute errors, fix late payments and build better credit habits, so that’s pretty effective right there. And yes, it’s super affordable too.

6. Credit Check India

And then, just know for now that Credit Check India’s credit check is unique as they have a no-fix-no-fee policy. So basically, if they’re unable to enhance your score, you get to leave them without paying anything, or you get your full refund. Simple as that! Just know that as per their claims, yes, they guarantee results in 30 to 90 days, which is awesome if you’re looking for something speedy, you know?

7. Fincover (Credit360)

As of 2025 right here in India, yes, Fincover Credit360 is a full credit repair package (and the best one too) service offered. So why not check out this one too? Like, with them, you can check your credit score and credit report for free, what else do you want? And sure enough, they mainly target people with scores below 700 and who need help reaching a better range, you know, for a better range of loans down the line?

8. CreditMantri

Coming up next, in a way, it is true that CreditMantri is one of the oldest credit repair firms in India. Like right here in India, they’ve been operating for more than a decade and have resolved credit scores for thousands of clients, and with them, yes, you can get help with fixing errors, credit coaching and a tracking dashboard that’s easy to use. It is like their track record that many clients often start with scores as low as 500 and see major improvements very quickly.

9. Credits India

And then? Oh, well, with more than 2 decades of experience in banking and finance, Credits India is super famous in all things related to it, you know? That’s what many say about that. So far though, they’ve done more than 10,000 consultations and focus on credit report analysis, dispute resolution, and long-term planning, and that’s just an impressive track record right there. While you’re at it, we’d certainly recommend you give them a quick look-see, maybe this is the one that boosts your credit score once again, right?

10. Debt Care Enterprises

Alright, last on the list, how about a 2008-established company that has been doing pretty great in this specific niche? Oh yes, we’re referring to Debt Care Enterprises, which now also provides credit repair services, according to their website. They may not be as big as some other companies on this list, but what’s wrong in checking them out too?

Conclusion

There you have it. If you think your credit score isn’t good enough, then you can opt for the services of these top credit companies that we just listed, and see the magic happen in just a few months or so. How about that?